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  1. Assessing financial access in Brazil
    Autor*in:
    Erschienen: c2005
    Verlag:  World Bank, Washington, D.C

    Access to financial services in Brazil has been relatively stable over the past ten years, despite the banking sector contraction of the late 1990s. Wide geographic variations in the supply of banking services by region and municipality are partly... mehr

    Standort:
    Leibniz-Fachhochschule Hannover, Bibliothek
    Fernleihe:
    keine Fernleihe
    Link zum Verbundkatalog:
    Gemeinsamer Bibliotheksverbund (GBV)

    Standort:
    Hochschulbibliothek Friedensau
    Signatur:
    Online-Ressource
    Fernleihe:
    keine Fernleihe
    Link zum Verbundkatalog:
    Gemeinsamer Bibliotheksverbund (GBV)

    Standort:
    EBS Universität für Wirtschaft und Recht, Standort Wiesbaden, Fachbibliothek Rechtswissenschaften
    Signatur:
    E-Book
    Fernleihe:
    keine Fernleihe
    Link zum Verbundkatalog:
    Gemeinsamer Bibliotheksverbund (GBV)

     

    Access to financial services in Brazil has been relatively stable over the past ten years, despite the banking sector contraction of the late 1990s. Wide geographic variations in the supply of banking services by region and municipality are partly explained by differentials in income and population density. On a cross-country basis, Brazil does not appear to be underbanked. Looking at the use of financial services by different groups of consumers in Brazil, differences in financial access across regions is confirmed, but differences among richer and poorer neighborhoods can be as important. Public financial institutions in Brazil, deemed to be socially responsible, appear to have served disadvantaged groups more than private banks on some measures and for some services. However, their role varies by type of service, and in the case of some services, public banks in fact may have better served the better-off groups. At the level of individuals, the most important determinants of access to financial services are socio-economic characteristics such a income, wealth, and education. This may signify that in the presence of asymmetric information, access to such services depends critically on client information, and such characteristics provide a proxy for creditworthiness

     
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    Hinweise zum Inhalt
    Quelle: Verbundkataloge
    Beteiligt: Kumar, Anjali
    Sprache: Englisch
    Medientyp: Ebook
    Format: Online
    ISBN: 1417593776; 9781417593774
    Schriftenreihe: World Bank working paper ; no. 50
    Schlagworte: Banks and banking; Bank accounts; Banks and banking
    Umfang: Online-Ressource (v, 80 p), ill
    Bemerkung(en):

    "Anjali Kumar, Thorsten Beck, Cristine Campos, Soumya Chattopadhyay

    Includes bibliographical references (p. 79-80)

    License restrictions may limit access -- Use copy Restrictions unspecified star MiAaHDL

    IntroductionThe supply of bank services: branches and service points -- Users of financial services: a survey of urban individuals -- Analysis of survey results: what explains access? -- Summary of findings and policy implications.

    Electronic reproduction